@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=DM+Serif+Display:ital@0;1&display=swap');
:root{--pine:#203c35;--dark:#142c27;--sage:#dce7dc;--sage2:#eaf0e9;--cream:#faf8f3;--paper:#fffdf9;--ink:#243b33;--muted:#64766d;--line:#d8e0d8;--accent:#bca981}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 'DM Sans',sans-serif}a{color:inherit}img{max-width:100%}.shell{max-width:1240px;margin:auto;padding-left:36px;padding-right:36px}.site-header{position:sticky;top:0;z-index:20;background:rgba(250,248,243,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.head{height:87px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{text-decoration:none;display:flex;flex-direction:column;line-height:1}.logo strong{font:30px 'DM Serif Display',serif;letter-spacing:-.035em}.logo small{font-size:9px;letter-spacing:.21em;text-transform:uppercase;margin-top:8px}.nav{display:flex;align-items:center;gap:25px}.nav a{text-decoration:none;font-size:13px;font-weight:600}.nav a:hover,.textlink:hover{color:#658476}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;border-radius:3px;background:var(--pine);color:#fff;padding:15px 23px;font-weight:600;font-size:13px;border:1px solid var(--pine);transition:.2s}.btn:hover{background:#345a4f}.btn.outline{background:transparent;color:var(--pine)}.btn.light{background:var(--cream);color:var(--pine);border-color:var(--cream)}.btn.sm{padding:11px 17px}.mobile-toggle{display:none;background:transparent;border:0;font-size:28px;color:var(--pine)}h1,h2,h3,.serif{font-family:'DM Serif Display',Georgia,serif;font-weight:400;line-height:1.07;letter-spacing:-.025em}h1{font-size:clamp(54px,6.5vw,100px);margin:18px 0 28px}h2{font-size:clamp(39px,4.7vw,67px);margin:12px 0 22px}h3{font-size:clamp(27px,2.5vw,37px);margin:8px 0 16px}.eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.19em;font-weight:700;color:#657f70}.lead{font-size:19px;line-height:1.7;max-width:610px;color:#536a5d}.hero{padding:92px 0 104px;position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.13fr .87fr;align-items:center;gap:55px}.hero h1 em{font-weight:400;color:#668473}.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.portrait-wrap{position:relative}.portrait{display:block;width:100%;aspect-ratio:4/4.65;object-fit:cover;object-position:center 25%;border-radius:210px 210px 8px 8px;background:#d9e4d9}.portrait-wrap:before{content:'';position:absolute;z-index:-1;inset:25px -22px -25px 24px;border:1px solid #b5c7b7;border-radius:220px 220px 8px 8px}.portrait-label{position:absolute;bottom:20px;left:-26px;background:var(--paper);padding:17px 22px;box-shadow:0 9px 30px #19362b12;font-size:12px;letter-spacing:.04em}.section{padding:100px 0}.section.alt{background:var(--sage2)}.section.dark{background:var(--pine);color:#fff}.dark .eyebrow{color:#b6d0bd}.dark .lead,.dark p{color:#d7e3d9}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.section-intro{max-width:690px;margin-bottom:40px}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{background:var(--paper);border:1px solid var(--line);padding:43px;min-height:350px;display:flex;flex-direction:column}.card .num{color:#789184;font-size:12px;font-weight:700;letter-spacing:.16em}.card p{color:#5f7266}.card .textlink{margin-top:auto}.textlink{font-size:13px;text-decoration:none;font-weight:700;border-bottom:1px solid currentColor;padding-bottom:6px;align-self:flex-start}.points{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.point{padding:26px 0;border-top:1px solid #c6d5c9}.point strong{font-size:17px}.point p{color:#5f7266;font-size:14px}.dark .point{border-color:#678278}.dark .point p{color:#d7e3d9}.band{padding:65px 0;background:var(--sage)}.band .split{gap:25px}.band h2{margin:0}.pagehero{padding:92px 0 80px;background:var(--sage2)}.pagehero h1{max-width:900px}.pagehero .lead{max-width:790px}.prose{max-width:780px}.prose p{font-size:17px;color:#536a5d}.listrows{border-top:1px solid var(--line)}.listrow{padding:25px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:60px 1fr;gap:18px}.listrow b{color:#82968b;font-size:13px}.listrow h3{font-size:28px;margin:0 0 8px}.listrow p{margin:0;color:#5f7266}.portrait-sm{width:100%;max-width:460px;aspect-ratio:4/4.5;object-fit:cover;object-position:center 25%;border-radius:220px 220px 5px 5px;background:#dce7dc}.formbox{padding:42px;background:var(--paper);border:1px solid var(--line)}.formbox p{color:#607267}.callout{background:#e6eee5;padding:27px 30px;border-left:3px solid #7c9c87;font-size:14px;color:#52675b}.footer{background:var(--dark);color:#e6eee8;padding:70px 0 30px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer a{text-decoration:none;color:#d7e2d8}.footer p{font-size:13px;color:#bdcdc2}.footlinks{display:grid;gap:10px;font-size:13px}.legal{border-top:1px solid #52685d;margin-top:55px;padding-top:20px;font-size:12px;color:#bbcec1}.chip{display:inline-block;border:1px solid #a9bdae;border-radius:30px;padding:7px 12px;font-size:11px;letter-spacing:.04em;margin:0 6px 8px 0}.steps{counter-reset:step}.step{position:relative;padding:26px 0 26px 66px;border-bottom:1px solid var(--line)}.step:before{counter-increment:step;content:'0' counter(step);position:absolute;left:0;color:#739181;font-weight:700}.step strong{font-size:17px}.step p{margin:6px 0 0;color:#62766a}.notice{padding:14px 18px;background:#edf2ec;color:#546a5c;font-size:13px}.quote{font:italic 29px/1.3 'DM Serif Display',serif;color:#446458}.faq{border-bottom:1px solid var(--line);padding:23px 0}.faq h3{font:600 17px 'DM Sans',sans-serif;margin:0 0 8px}.faq p{margin:0;color:#62766a}.sr{position:absolute;left:-9999px}@media(max-width:950px){.nav{gap:13px}.nav a{font-size:12px}.hero-grid,.split{gap:36px}.hero h1{font-size:66px}}@media(max-width:720px){.shell{padding-left:22px;padding-right:22px}.head{height:72px}.logo strong{font-size:25px}.mobile-toggle{display:block}.nav{display:none;position:absolute;top:72px;left:0;right:0;background:var(--cream);padding:22px;flex-direction:column;align-items:stretch;box-shadow:0 12px 20px #102b2112}.nav.open{display:flex}.nav a{font-size:15px;padding:8px}.hero{padding:50px 0 75px}.hero-grid,.split,.cards,.points,.footgrid{grid-template-columns:1fr}.hero h1{font-size:clamp(49px,13vw,75px)}.hero-grid{gap:60px}.portrait-wrap{margin:0 20px}.portrait-label{left:-15px}.section{padding:70px 0}.pagehero{padding:62px 0}.card{min-height:285px;padding:30px}.band{padding:48px 0}.footgrid{gap:26px}.formbox{padding:26px}}
/* Expanded editorial sections */
.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:40px}.feature{padding:32px;background:var(--paper);border:1px solid var(--line);min-height:240px}.feature-mark{display:block;color:#80998a;letter-spacing:.16em;font-size:12px;font-weight:700;margin-bottom:20px}.feature h3{font-size:27px;margin:0 0 15px}.feature p{font-size:15px;color:#5f7266;line-height:1.7;margin:0}.faq-grid{max-width:900px;border-top:1px solid var(--line)}.faq-expand{border-bottom:1px solid var(--line);padding:20px 0}.faq-expand summary{font-weight:600;font-size:17px;cursor:pointer;list-style:none;position:relative;padding-right:30px}.faq-expand summary::-webkit-details-marker{display:none}.faq-expand summary:after{content:'+';position:absolute;right:6px;top:-4px;font-size:25px;color:#708f7c}.faq-expand[open] summary:after{content:'−'}.faq-expand p{max-width:750px;color:#5c7164;margin:14px 0 4px}.service-table{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--line);margin-top:34px}.service-table>div{padding:27px 30px 27px 0;border-bottom:1px solid var(--line)}.service-table strong{font-size:18px}.service-table p{color:#5f7266;font-size:15px}.dual-cta{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:34px}.mini-cta{padding:30px;background:var(--paper);border:1px solid var(--line);text-decoration:none;display:flex;flex-direction:column;gap:13px;transition:border-color .2s}.mini-cta:hover{border-color:#759681}.mini-cta span{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:#708a79}.mini-cta strong{font:normal 27px/1.2 'DM Serif Display',serif}.muted-small{font-size:13px;color:#687d70;margin-top:18px}@media(max-width:800px){.feature-grid{grid-template-columns:1fr}.service-table,.dual-cta{grid-template-columns:1fr}.feature{min-height:auto}}


/* V4 — Visual editorial system, without mixing the two service audiences */
.visual-split{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(28px,5vw,78px);align-items:center}
.visual-split.reverse{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr)}
.visual-split.reverse>.visual-copy{order:2}
.visual-split.reverse>.editorial-photo{order:1}
.visual-copy{min-width:0}.visual-copy h1,.visual-copy h2{max-width:720px}
.editorial-photo,.card-photo,.dark-visual{margin:0;position:relative;overflow:hidden;background:#e9ece4;border-radius:8px}
.editorial-photo{height:clamp(280px,35vw,480px);box-shadow:0 18px 55px rgba(28,51,42,.09)}
.editorial-photo img,.card-photo img,.dark-visual img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s ease}
.editorial-photo:hover img,.card-photo:hover img{transform:scale(1.025)}
.editorial-photo figcaption{position:absolute;bottom:16px;left:16px;right:16px;width:fit-content;max-width:calc(100% - 32px);font-size:11px;letter-spacing:.08em;text-transform:uppercase;background:rgba(255,253,249,.93);color:var(--pine);padding:9px 14px;border-radius:3px}
.pagehero .visual-split{min-height:390px}.pagehero .editorial-photo{height:350px}
.card-photo{height:200px;margin:20px 0 20px}.card-photo img{object-position:center 48%}
.cards .card{overflow:hidden}.cards .card .card-photo{margin-left:0;margin-right:0}
.dark-visual{float:right;width:36%;height:270px;margin:0 0 26px 38px;border:1px solid rgba(255,255,255,.16)}
.dark-visual img{filter:saturate(.85)}
.audience-switch{background:#e9eee7;padding:48px 0;border-top:1px solid var(--line)}
.audience-switch>.shell{display:flex;align-items:center;justify-content:space-between;gap:28px}
.audience-switch h2{font-size:clamp(25px,3vw,36px);margin:10px 0}.audience-switch p{margin:0;max-width:620px}
.nav-individual,.nav-business{position:relative}.nav-individual:after,.nav-business:after{content:'';position:absolute;left:0;right:0;bottom:-9px;height:2px;background:#9eaf9b;opacity:.65}.nav-business:after{background:#b7a27e}
.nomi-photo img{object-fit:cover;object-position:center}
@media(max-width:800px){.visual-split,.visual-split.reverse{grid-template-columns:1fr;gap:26px}.visual-split.reverse>.visual-copy,.visual-split.reverse>.editorial-photo{order:initial}.pagehero .editorial-photo{height:280px}.editorial-photo{height:300px}.dark-visual{float:none;width:100%;height:210px;margin:0 0 28px}.audience-switch>.shell{flex-direction:column;align-items:flex-start}.card-photo{height:170px}}
@media(max-width:520px){.editorial-photo{height:235px}.pagehero .editorial-photo{height:230px}.card-photo{height:155px}}

/* V5: visual refinements */
.hero h1,.pagehero h1{font-size:clamp(42px,5.2vw,76px);line-height:1.08;letter-spacing:-.035em}
.pagehero .visual-split{min-height:0;padding-top:clamp(28px,4vw,56px);padding-bottom:clamp(28px,4vw,56px)}
.editorial-photo{height:clamp(280px,31vw,425px)}
.pagehero .editorial-photo{height:clamp(265px,29vw,390px)}
.editorial-photo img,.card-photo img,.dark-visual img{filter:none;object-fit:cover}
.card-photo{height:235px}.dark-visual{height:295px}
.nav-individual:after,.nav-business:after{bottom:-7px;height:3px}
.nomi-photo{max-width:440px;max-height:440px}.nomi-photo img{object-position:center}
.section .split:has(>div:only-child){display:block;max-width:1000px}
@media(max-width:800px){.hero h1,.pagehero h1{font-size:clamp(38px,8vw,60px)}.pagehero .editorial-photo{height:280px}.card-photo{height:210px}}